Dental Insurance

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Dental Insurance at Huggins Dental

Our goal at Huggins Dental is to provide the best and most consistent dental experience possible, no matter which insurance you have. We want to give you all the information you need to be able to make the best and most educated decisions regarding your oral health. Dental insurance can be a big part of that. After considering your treatment needs, we work very hard to optimize your dental benefits to cover as much as possible.

Do you accept dental insurance?

At Huggins Dental, we accept and are preferred providers with many major dental insurances. As a courtesy to you, we are happy to submit your insurance claims for you for any treatment that is rendered. We do not accept HMO plans or Medicaid.

How do I submit my insurance information?

In order to prevent delays and wait times, we encourage all new patients to fill out the new patient forms online prior to your appointment date. You will be given access to these forms after scheduling. A Dental Insurance Form will be included in your online new patient forms. Insurance information must be correct and current. Submitting your information prior to your appointment will give us the best opportunity to maximize your insurance benefits for your treatment needs. If you have a change in your dental insurance provider, simply let us know!

Will my insurance cover all of my treatment needs?

Dental insurance is not designed to pay for 100% of your dental care. In general, dental insurances cover 100% of preventive (ie cleanings), 80% minor procedures (ie fillings), and 50% of major procedures (ie crowns, implants). Our goal is to try and maximize your insurance benefits for your treatment needs. At the time of treatment, the patient/guarantor is responsible for paying the estimated portion that the insurance does not cover. If for some unforeseen reason, your insurance carrier has denied or has not made payment within 45 days, the patient/guarantor is responsible for paying the remaining balance.

Which insurances are accepted by Huggins Dental?

Huggins Dental accepts most major dental insurances. These include:  Aetna, Ameritas, BCBS, Careington, Cigna, Delta Dental, DHA, DNOA, Guardian, MetLife, Sunlife, Principal, and United Healthcare. While there are other dental insurances that we can accept and file for you, these are the most common ones that we see. We do not accept HMO plans or Medicaid.

dentures and dental restorations

Do you offer financing options?

We are proud to say that we have financial options in place to give you the opportunity to afford the care that you need. CLICK HERE to learn more.

Does Huggins Dental offer an in-house dental plan?

We know all patients do not have the opportunity to take advantage of dental insurance. We are proud to offer an in-house Dental Savings Plan as an alternative to dental insurance for our cash paying patients. Ask us for more details!